Luxury car insurance, handled by a human — not a call centre.
Specializing in BMW, Mercedes, Audi, Porsche, Jaguar, Land Rover.
Also serving Fortuner, XUV700, and other premium vehicles.
Vaultee is your personal insurance advisor for premium cars in Delhi NCR. We find you the right cover — not just the cheapest — fight your claim when you need it, and renew everything in minutes on WhatsApp.
IRDAI-licensed. Zero spam.
Buying insurance online feels cheap — until something goes wrong.
When you renew through an app or your dealer, two things happen. Your dealer quietly adds 15–25% — on a ₹1.4L premium that's ₹25,000–₹35,000 you never see. And worse: the day you have a claim — a big repair, a surveyor disputing parts, a garage stuck waiting for approval — you're alone with a helpline that doesn't know your name.
For a luxury car, the cheapest policy is rarely the right one. A lowballed IDV makes a quote look attractive and leaves your car underinsured. A "Zero Depreciation" cover that quietly excludes tyres and batteries isn't really zero dep. Comparison sites won't tell you this — they sell clicks, not advice.
Three things an app will never do for you.
We choose the right cover, not the cheapest
We check what matters on a premium car — correct IDV, genuine Zero Dep (tyres + battery), engine protection, return-to-invoice, NCB protection — and recommend the two options that fit your car, in plain language.
We handle your claim
When you have a claim, you call us — not a helpline. We help you file it right, coordinate the surveyor and garage, and push for a fast, full settlement. You drive; we deal with the insurer.
We make it effortless
Send a photo of your RC and your previous policy on WhatsApp. We do the legwork, explain the choices, handle the paperwork. No accounts. No 15 telecaller calls. One trusted person, once a year.
How it works
We do the legwork. You make the decision.
Send your RC on WhatsApp
A photo of your RC and previous policy — or use the 2-minute health check.
Get a clear comparison
The options that fit your car, with coverage differences explained — not 20 confusing quotes.
You pick; we handle the rest
Paperwork, policy, next year's renewal reminder. And if you ever have a claim, we're the call you make.
A clear recommendation on WhatsApp — in plain language
No jargon. No sales pitch. Just what each cover actually includes, and which one we'd pick for your car.
What you get:
- The two covers that genuinely fit your car, in plain English
- What each policy actually includes — IDV, Zero Dep scope, engine protect, RTI
- How each insurer handles claims, and which garages are cashless for your car
- Our clear recommendation, with the reasoning
One trusted advisor, the right cover for your car, and someone in your corner at claim time.
Get your free health checkWhen you have a claim, you won't be alone.
Most people only discover the value of an advisor at claim time — when the app they bought from becomes a helpline that fights every rupee. With Vaultee, your claim is our job:
- One point of contact — you call us, we deal with the insurer.
- We help you file correctly the first time, so it isn't rejected on a technicality.
- We coordinate with the surveyor and your preferred garage.
- We advise you when not to claim — protecting your No-Claim Bonus can save more than the claim is worth. An app will never tell you that. We will.
A licensed expert, not a call centre
I help BMW, Mercedes, Audi and Porsche owners in Delhi NCR get the right insurance — the cover that actually protects the car, with someone who picks up the phone at claim time. Every recommendation I send is researched personally. No automated quotes, no call centres, no sales pressure.
POSP Reg · GID222560 · IRDAI Registered · IRDAI CompliantIndependent advice, on the record
IRDAI-licensed POSP advisor — independent, not tied to any single insurer.
We work with major insurers — HDFC ERGO, ICICI Lombard, Bajaj Allianz, Tata AIG, Digit and others — and recommend based on your car, not a commission table.
Renewal coming up?
Send your RC on WhatsApp — free check, no obligation, no spam. Or fill in your details below and we'll get back to you on WhatsApp.
If urgent, message us directly: +91 99991 56567
We take on a limited number of clients each month to give every car proper attention.
Your details are only used to send your health check. No spam.